Emery & Howard Portfolio Management (Emery & Howard) is a SEC registered investment adviser located in Burlingame, California. Emery & Howard and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers and is registered with the State of California. Emery & Howard’s web site is limited to the dissemination of general information pertaining to its investment advisory and financial planning services. The web site does not constitute a complete description of our investment services or performance. The web site is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web-site should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY “LINKED” WEB SITE.